Sell My House in MO – Top 5 Reasons to Hire a Real Estate Professional When Buying or Selling! Welcome to the Denise Payne Real Estate Team blog. My Team and I serve Columbia, MO & Mid-Missouri and are dedicated to guiding you through the complexities of a Real Estate transaction. If you are thinking […]
Improving your home’s energy efficiency
The task of outfitting one’s home for energy efficiency can be a truly daunting one. The costs of a high-tech replacement to one of your home appliances are often steep. Even something like a new dryer can run close to $1,000, and it can be hard to visualize that cost as a legitimately worthwhile […]
What to consider when considering a condo
A condominium or townhome can be a cost-effective housing solution if your situation allows. For those without the ability to commit to a full mortgage or to a permanent location, it can be the only logical option to lease a property within a complex. But with the boon of not having to deal with […]
Preparing to finance a home
Even if you’re still a few years away from your first home, the matter of finance might feel like it’s creeping up on you already. A home is no small investment; in fact, it’s one of the biggest ones a person can make, and it can be a lifelong – or at least long-term – investment […]
A partial guide to your credit
As you likely realize, credit is an important ingredient in many parts of the real estate process. Obviously, a good credit score helps you qualify for a mortgage loan. Beyond that, however, a credit score represents you to someone looking to understand a few important facets of your personality. Are you trustworthy? Do […]
More than just an investment: the social benefits of homeownership
In our culture, a home is a trophy. To buy our first house is to take one of our biggest strides into true independence, and, for many, into adulthood. Of course, that’s not all there is to it: homeownership is a statement of responsibility, of financial investment, and of a practical need to set […]
Preparing your home for the winter season
As the coldest months of the year approach us, you may be beginning to feel the time crunch on doing any last-minute or seasonal home repairs before the weather gets too uncomfortable. It’s a yearly dance – putting up wreaths, shoveling the driveway, baking cookies; the list goes on. To help clarify some of the […]
To upgrade, or not to upgrade?
We’ve discussed the need for a strategy when you’re ready to sell your home in the past. An important part of that strategy is the budget, and one of the biggest parts of that is what needs to be fixed. Repairs can be obvious in terms of necessity – you wouldn’t sell a house with a […]
Your real estate appraiser and how to work with them
All too often, home sellers find themselves losing sleep over an unanticipated home valuation. An estimate of your home’s value can feel insulting, ingenuine, and – worst of all – too low, leading to animosity toward your appraiser. It’s easy to see where the frustration arises, and the reputation that appraisers have acquired since […]
Missouri’s Housing Market: As of Fall 2016
After a tumultuous several years in the real estate world, the American housing market is on the up and up overall. According to a recent report by Zillow, the American housing market is favoring the seller as it continues to reform from the late 2000s chaos. Over the past year, median home values have […]